Timothy Grant Spencer

The court incorporates by reference in this paragraph and adopts as the findings and orders of this court the document set forth below. This document was signed electronically at the time and date indicated, which may be materially different from its entry on the record. i | 2 ye LA. ' □□□ ay ‘5 Russ Kendig er United States Bankruptcy Judge Dated: 10:03 AM July 17, 2020 UNITED STATES BANKRUPTCY COURT NORTHERN DISTRICT OF OHIO EASTERN DIVISION IN RE: ) CHAPTER 13 ) TIMOTHY GRANT SPENCER, ) CASE NO. 19-41859 ) Debtor. ) JUDGE RUSS KENDIG ) ) MEMORANDUM OF OPINION ) (NOT FOR PUBLICATION) Roger…