Miller Estate

*145Concurring Opinion by

Mb. Justice Bell:

I concur, but for a very different reason and upon an entirely different basis.

On September 8, 1920, Miller took out a policy of life insurance on his life and designated seven beneficiaries. In the policy he reserved the right to change the beneficiaries and to assign the policy. On December 21, 1949, Miller was adjudicated a weak-minded person and the court-appointed guardian of his estate borrowed from the Union National Bank in Pittsburgh — -with the approval of the court — $24,000 on a promissory note, together with an assignment of the policy of…