Kielisch v. Educational Credit Management Corp.

Reversed by published opinion. Judge WILLIAMS wrote the opinion in which Chief Judge WILKINSON and Judge DIANA GRIBBON MOTZ joined.

OPINION

WILLIAMS, Circuit Judge:

This consolidated appeal, which involves the cases of Kurt and Jean Kielisch and David and Elizabeth Lawrence (collectively, the Debtors), requires us to resolve whether their creditor, Educational Credit Management Corporation (ECMC), is precluded from applying Chapter 13 plan payments from the Debtors’ bankruptcy estates to postpetition interest on their nondischargeable student loan debts. The bankruptcy courts in the Debtors’…