People v. Applied Card Systems, Inc.
Appellate Division of the Supreme Court of the State of New York
1Opinion of the Court
OPINION OF THE COURT
Peters, J.
Respondent Cross Country Bank, Inc. (hereinafter CCB) provides credit cards to consumers who are otherwise unable to qualify for credit. Respondent Applied Card Systems, Inc. (hereinafter ACS) services CCB’s accounts and engages in collection activities. Petitioner contends that CCB was representing, in direct mail solicitations, that prospective consumers would be approved for a credit limit up to $2,500 when, in reality, credit limits were often less than $400. Each account was assessed a $100 application fee and a $50 annual membership fee immediately upon the…
2Cases cited15 opinions
- Guggenheimer v. GinzburgNew York Court of Appeals · 1977
- Oswego Laborers' Local 214 Pension Fund v. Marine Midland Bank, N. A.New York Court of Appeals · 1995
- Small v. Lorillard Tobacco Co.New York Court of Appeals · 1999
- Gaidon v. Guardian Life Insurance Co. of AmericaNew York Court of Appeals · 1999
- Rogoff v. San Juan Racing Ass'n, Inc.New York Court of Appeals · 1981
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3Cited by26 opinions
- People v. Applied Card Systems, Inc.New York Court of Appeals · 2008
- Koch v. GreenbergDistrict Court, S.D. New York · 2014
- Elacqua v. Physicians' Reciprocal InsurersAppellate Division of the Supreme Court of the State of New York · 2008
- HSBC Bank USA v. MerrillAppellate Division of the Supreme Court of the State of New York · 2007
- Consumer Fin. Prot. Bureau v. RD Legal Funding, LLCDistrict Court, S.D. Illinois · 2018
21 more not listed; retrieve them via the Exa API.