Tower Credit, Inc. v. Smith

UNITED STATES BANKRUPTCY COURT MIDDLE DISTRICT OF LOUISIANA IN RE: CARLA R. SMITH CASE NO. 24-10786 DEBTOR CHAPTER 7 TOWER CREDIT, INC. PLAINTIFF V. ADVERSARY NO. 24-1037 CARLA R. SMITH DEFENDANT MEMORANDUM OPINION The trial in this matter took place on September 11, 2025. At the conclusion of the trial, the court took the matter under advisement. The court now enters this Memorandum Opinion in support of its decision in favor of the defendant, Carla R. Smith. As a result, the entirety of Tower Credit Inc.’s claim is discharged. I. Facts Based on the testimony at trial, the exhibits admitted…