Ruiz v. Stewart Associates, Inc.

MEMORANDUM OPINION AND ORDER

KEYS, United States Magistrate Judge.

This matter comes before the Court on Plaintiffs’ Amended Motion for Class Certification Against SAI, pursuant to Federal Rule of Civil Procedure 23. For the following reasons, Plaintiffs’ motion is denied.1

BACKGROUND

Defendant Meadows Credit Union (“Meadows”) is a federal credit union which makes ear loans to its members. Defendant Stewart Associates Incorporated (“SAI”) acts as an agent for American Security Insurance Company, which provides collateral protection insurance, also known as force placed insurance, to credit unions.