Croom's Transportation, Inc. v. Monticello Insurance Co.

BOOTH, Judge.

Appellants appeal the trial court’s order granting summary judgment for Appellee, holding that an injury to Ms. Woodham, a hospital nurse, “arose out of the ‘loading’ ” of a patient into Croom’s van for transportation from the hospital and, therefore, was excluded from coverage under Croom’s general liability insurance policy with Appellee. The exclusion clause relied on by the trial court provides that the policy does not apply to injury arising out of the “loading or unloading” of an automobile operated by the insured. The accident in question occurred on the third floor of a…