Liberty Mutual Insurance Co. v. Ward (In re Ward)

MEMORANDUM OPINION

Keith L. Phillips, United States Bankruptcy Judge

This matter comes before the Court on the Complaint for Determination of Non-dischargeability of Debt filed by Liberty Mutual Insurance Company (“Liberty’ or the “Plaintiff’) seeking to have debts owed by Timothy Allen Ward, Sr. (the “Debtor” or “Defendant”) excepted from discharge. Trial of the matter was conducted on September 1, 2017. For the reasons set forth below, the pourt finds that the debts owed to Liberty resulted from the Debtor’s defalcation and are nondischargeable pursuant to § 523(a)(4) of the Bankruptcy Code,…