Legal Opinion

Root Insurance Company v. Doffour

District Court, D. North Dakota

Decided September 30, 2025No. 3:23-cv-00235Unknown

1Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE DISTRICT OF NORTH DAKOTA EASTERN DIVISION Root Insurance Company, ) ) Plaintiff, ) ORDER ON MOTIONS FOR ) SUMMARY JUDGMENT vs. ) ) Case No. 3:23-cv-235 Frank Doffour, et al., ) ) Defendants. ) Frank Doffour, an independent delivery driver for Capital Express, LLC (“Capital Express”), bought an automobile insurance policy from Root Insurance Company (“Root”) for his 2008 Ford Econoline van. The policy had an exclusion for “retail or wholesale delivery” use of the vehicle. While driving Doffour’s van with delivery product along a scheduled route,…

2Cases cited15 opinions

  1. Hughes v. State Farm Mutual Automobile Insurance Co.North Dakota Supreme Court · 1975
  2. TCF National Bank v. Market Intelligence, Inc.Court of Appeals for the Eighth Circuit · 2016
  3. Scottsdale Insurance v. Universal Crop Protection Alliance, LLCCourt of Appeals for the Eighth Circuit · 2010
  4. Ziegelmann v. TMG Life Insurance Co.North Dakota Supreme Court · 2000
  5. Grinnell Mutual Reinsurance Co. v. Center Mutual Insurance Co.North Dakota Supreme Court · 2003

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