Ladarren Earl Rivers v. Guardian Credit Union

IN THE UNITED STATES DISTRICT COURT FOR THE MIDDLE DISTRICT OF ALABAMA NORTHERN DIVISION LADARREN EARL RIVERS, ) ) Plaintiff, ) ) v. ) CASE NO. 2:26-cv-00127-BL-KFP ) GUARDIAN CREDIT UNION, ) ) Defendant. ) MEMORANDUM OPINION On May 4, 2026, the Magistrate Judge recommended that the court dismiss the Plaintiff’s Amended Complaint for lack of subject matter jurisdiction. (Doc. 10). The Plaintiff filed objections to the recommendation. (Doc. 11). A district court “may accept, reject, or modify, in whole or in part, the findings or recommendations made by the magistrate judge.” 28 U.S.C. §…