Allstate Insurance v. Dorsey

Loretta E. Dorsey appeals from an order of the trial court which granted judgment to the plaintiffs, Allstate Insurance Company (“Allstate”), Charles A. Riddiford and Erika Z. Riddiford. We reverse.

The facts giving rise to this cause are uncontroverted. The Riddifords owned certain residential property, located at 1688 Karg Drive, and rented it to Dorsey. In April 1985, a fire occurred on the premises, causing damage in the sum of $2,008.98. The Riddifords insured the property through Allstate.

The parties agree that the fire was caused by the negligence of Richard A. Dowdell, Dorsey’s…