Seruntine v. State Farm Fire and Casualty Company

PER CURIAM. *

It is well settled that it is the insured’s obligation to read the policy when received, since the insured is deemed to know the policy contents. Isidore Newman School v. J. Everett Eaves, Inc., 09-2161 at p. 12 (La.7/6/10), 42 So.3d 352, 359; see also City Blueprint & Supply Co., Inc. v. Boggio, 08-1093 (La.App. 4th Cir.12/17/08), 3 So.3d 62. In the instant case, plaintiffs’ policies clearly revealed their flood limits were lower than their commercial policy limits and their properties’ value. Moreover, it is undisputed that a review of plaintiffs’ commercial policies would have…