Osborne v. American Select Risk Insurance

JOHN W. PECK, Circuit Judge.

This diversity action was brought by plaintiffs-appellants (hereinafter “plaintiffs”) seeking recovery under an automobile liability insurance policy issued to Billie Osborne by the defendant-ap-pellee (hereinafter “defendant”).

Billie Osborne filled out an application for insurance on November 22, 1963, at the office of defendant’s agent, the Wilson Insurance Agency, of Murray, Kentucky. The premium was paid that day and the contract involved coverage for a period of six months. The policy was issued on December 3, 1963, insuring both Billie Osborne and anyone…