Nationwide Mutual Insurance Co. v. Skeens, 07-Ca-29 (4-18-2008)

OPINION

{¶ 1} John L. Skeens appeals from the trial court's declaratory judgment that he is not entitled to coverage on a claim he made under a homeowner's insurance policy issued by appellee Nationwide Mutual Insurance Company.

{¶ 2} Skeens' insurance claim resulted from his act of driving a front-end loader downhill into his house and causing substantial damage. After investigating the incident, Nationwide concluded that it was not an accident. Nationwide took the position that Skeens intentionally drove the front-end loader into his house and lied about the circumstances of the loss. For his…