Ross v. Stephens

In my opinion, Rule 1-8-1-.01 of the Georgia Public Service Commission (Commission), as properly construed, imposes on the insurer *270a requirement to provide coverage up to the actual limits of its policy, without regard to whether all of the motor carrier’s vehicles are specifically listed in the policy. Therefore, the Court of Appeals’ affirmance of the grant of summary judgment in favor of the insurer in this case should be reversed, and I respectfully dissent, to the majority’s contrary holding.

The purpose of a policy issued pursuant to OCGA § 46-7-12 is not to benefit the motor carrier,…