Bayer v. Lutheran Mutual Life Insurance Company

I respectfully disagree with the result arrived at in the majority opinion. In this case the plaintiff acquired a life insurance policy, maturing in 30 years, at which time certain elections became available to her, one being the right to cash it in for a sum of money to be determined as specified in the policy. After receipt of the policy and the payment of premium, a letter was written to the policyholder by a general agent of the defendant in regard to the options available at the end of the 30-year period. In this letter the agent erroneously stated that a larger cash sum would be…