Cook v. Life Ins. Co. of Georgia

Pannell, Judge.

Plaintiff brought suit seeking recovery for the death of her husband upon an accident policy insuring against death “as a direct result of, and independently of all other causes from, bodily injuries sustained . . . solely through external, violent and accidental means, and evidenced by a visible contusion or wound on the exterior of the body . . .” The exclusion clauses were not pertinent to the issue here. The evidence shows, without dispute, that the deceased fell on his head into a five or six-foot ditch with a rock bottom, from which fall he received a cut on his head,…