Legal Opinion

Ebony Sherisse Lucas v. Charles W. Scharf; Wells Fargo Bank, N.A.; and Ellen R. Patterson

District Court, W.D. North Carolina

Decided February 25, 2026No. 3:25-cv-01015Unknown

1Opinion

IN THE UNITED STATES DISTRICT COURT FOR THE WESTERN DISTRICT OF NORTH CAROLINA CHARLOTTE DIVISION CIVIL ACTION NO. 3:25-CV-01015-KDB-WCM EBONY SHERISSE LUCAS, Plaintiff, v. MEMORANDUM AND ORDER CHARLES W. SCHARF; WELLS FARGO BANK, N.A.; AND ELLEN R. PATTERSON, Defendants. THIS MATTER is before the Court on its own motion. Plaintiff sued Defendants in state court for (1) overcharging her interest in violation of the Truth in Savings Act (“TISA”), (2) misapplying fees to her account in violation of TISA and North Carolina’s Unfair and Deceptive Trade Practices Act (“UDTPA”), (3) violating the…

2Cases cited8 opinions

  1. Fed. Sec. L. Rep. P 94,557 Irving Mariash v. Charles Morrill and Bernard Berwick, and David R. PokrossCourt of Appeals for the Second Circuit · 1974
  2. State v. GibbsSupreme Court of North Carolina · 1993
  3. Fischer Investment Capital, Inc. v. Catawba Development Corp.Court of Appeals of North Carolina · 2009
  4. Christine Seney v. Rent-a-Center, Inc.Court of Appeals for the Fourth Circuit · 2013
  5. Peach v. City of High PointCourt of Appeals of North Carolina · 2009

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