Central Coat, Apron & Linen Service, Inc. v. Indemnity Insurance Co. of North America

The plaintiff is seeking to recover, under a policy of insurance issued by the defendant, a sum of money it was adjudged liable to pay for damages done to a building by reason of the operation of a truck owned by it. The policy was a so-called “fleet policy”; it covered liability for damages to property caused by the operation of automobiles owned by eight corporations, and it was issued at a reduced rate because of the large number of cars covered, all of which were under the same management and operating control. It contained a clause excluding liability for damage by reason of “injury to…