Dunbar v. National Union Fire Insurance

The plaintiff, Gary Dunbar, d/b/a Dunbar Towing, filed a declaratory judgment action against the defendants, National Union Fire Insurance Company, Protow America, Inc., and AFCO Credit Corporation, seeking a declaration that National Union was obligated to defend the plaintiff in a personal injury suit. The trial court found for the plaintiff. National Union appeals. We reverse.

The facts in this case are not in dispute. On June 27, 1984, the plaintiff applied for a garage owner’s liability insurance policy from National Union. On that day a policy was issued to the plaintiff effective June…