Legal Opinion
Muha v. Encore Receivable Management, Inc.
Court of Appeals for the Seventh Circuit
Decided March 10, 2009No. 07-3581PublishedCited by 59 opinions
1Opinion of the Court
POSNER, Circuit Judge.
The Fair Debt Collection Practices Act, so far as relates to this case, forbids a debt collector (which the defendant is) to “use any false, deceptive, or misleading representation ... in connection with the collection of any debt.” 15 U.S.C. § 1692e. The defendant sent a dunning letter to credit card debtors, including the plaintiffs and the 7,000 or so other members of the class that the plaintiffs represent, which states (with irrelevant boilerplate language omitted):
The above referenced account has been referred to our office for collection of the balance in full.…
2Cases cited24 opinions
- Donna M. Russell v. Equifax A.R.S., and Cbi CollectionsCourt of Appeals for the Second Circuit · 1996
- Michael Durkin and Loretta Reed, Individually and on Behalf of All Others Similarly Situated v. Equifax Check Services, Inc., a Delaware CorporationCourt of Appeals for the Seventh Circuit · 2005
- Anthony Graziano v. Michael HarrisonCourt of Appeals for the Third Circuit · 1991
- Curtis Bartlett v. John A. Heibl and John A. Heibl, Attorney at LawCourt of Appeals for the Seventh Circuit · 1997
- James A. Swanson, Plaintiff-Appellant-Cross-Appellee v. Southern Oregon Credit Service, Inc., Defendant-Appellee-Cross-AppellantCourt of Appeals for the Ninth Circuit · 1989
19 more not listed; retrieve them via the Exa API.
3Cited by59 opinions
- Ruth v. Triumph PartnershipsCourt of Appeals for the Seventh Circuit · 2009
- Uncommon, LLC v. Spigen, Inc.Court of Appeals for the Seventh Circuit · 2019
- Anne O' Boyle v. Real Time Resolutions, Inc.Court of Appeals for the Seventh Circuit · 2018
- Evans v. Portfolio Recovery Assocs., LLCCourt of Appeals for the Seventh Circuit · 2018
- Grden v. Leikin Ingber & Winters PCCourt of Appeals for the Sixth Circuit · 2011
54 more not listed; retrieve them via the Exa API.