Knapp v. Independence Life and Accident Ins. Co.

Being of the view that the facts of this case, really not in dispute, do not bring it within the principles applied thereto, except as to Point 1 of the Syllabus, I am forced to dissent.

To properly appraise the problems involved, it must be kept in mind that the original insurance policy provided only “Indemnity for expenses for treatment” for certain so-called “dread diseases”, including poliomyelitis but not including cancer. Except in a single instance not here material, involving a different disease, covered by a different rider, the amount of indemnity as to “expenses for treatment”…