Wilborn v. Wells Fargo Bank, N.A. (In Re Wilborn)

MEMORANDUM OPINION ON PLAINTIFF’S MOTION FOR CLASS CERTIFICATION

JEFF BOHM, Bankruptcy Judge.

I. INTRODUCTION

The Plaintiffs’ Complaint alleges that defendant, Wells Fargo, N.A., Pk/a Wells Fargo Home Mortgage, Inc. (Wells Fargo), accumulated or charged, and on occasion collected, attorneys’ fees, costs, and other charges from Chapter 13 debtors without the appropriate disclosures or court approval as mandated by the United States Bankruptcy Code and Federal Bankruptcy Rules. 1 Specifically, the Plaintiffs allege that Wells Fargo purposefully avoided the requirements of 11 U.S.C. § 506(b) and…