In Re State Farm Lloyds, Inc.

OPINION

ANN CRAWFORD McCLURE, Justice.

Relator, State Farm Lloyds, Inc., seeks a writ of mandamus directing the trial court to enforce a contractual appraisal provision. We conditionally grant relief.

FACTUAL SUMMARY

A fire damaged the home of Ruby Johnson, the Real Party in Interest, and many of her belongings. She immediately notified her insurance company, State Farm. The policy included coverage for damage or loss to personal property and coverage for loss of use of the home while the home is “wholly or partially untenantable.” Johnson made a claim for living expenses under her loss of use…