David Didion and Kristi Didion as Parents and Legal Guardians of Brayden Didion v. Auto-Owners Insurance Company

OPINION

BRADFORD, Judge.

In June of 2008, Braydon Didion was playing in the yard of a Gas City house ("the House") being lived in by Michael Carl when he was allegedly bit in the face by Michael's dog and injured ("the Loss"). Von Carl and Ginger Hawk, who lived in Kentucky at the time, owned the House and had home owner's insurance pursuant to a policy with Appellee Auto-Owners Insurance Company ("the Policy"). Michael did not notify Auto-Owners, Von, or Ginger of the Loss. Braydon's parents, Appellants David and Kristi Didion ("the Didions"), filed suit against Michael and eventually named…