Legal Opinion

Amica Mutual Insurance v. Bourgault

Supreme Court of Georgia

Decided June 1, 1993No. S93Q0484PublishedCited by 18 opinions

1Opinion of the Court

Hunt, Presiding Justice.

In this certified question from the Eleventh Circuit Court of Appeals, we are asked:

Whether with respect to a[n] automobile insurance policy which covers vehicles principally garaged and used in another state but which is sold and delivered to a resident of Georgia, OCGA § 33-7-11 acts to invalidate an underinsured coverage exclusion which attempts to limit coverage because the insured was injured in a vehicle not covered by the policy.

We answer the question in the negative.

The relevant facts, as certified by the Eleventh Circuit, are as follows:

On March 16, 1990, the…

2Cases cited1 opinion

  1. Aldridge v. Georgia Hospitality & Travel Ass'nSupreme Court of Georgia · 1983

3Cited by18 opinions

  1. American States Insurance v. Allstate InsuranceSupreme Court of Connecticut · 2007
  2. Harry S. Peterson Co. v. NAT. UNION FIRE INSURANCE CO.Court of Appeals of Georgia · 1993
  3. SOUTHEASTERN EXP. SYS. v. Southern Guar. Ins. Co. of GeorgiaCourt of Appeals of Georgia · 1997
  4. Aldrich v. City of Lumber CitySupreme Court of Georgia · 2001
  5. J. Kinson Cook, Inc. v. WeaverCourt of Appeals of Georgia · 2001

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