Franklin N. Williams v. US Bank Trust, N.A.

FAIR, J., FOR THE COURT:

¶ 1. Franklin Williams defaulted on a promissory note and deed of trust. US Bank Trust foreclosed the deed of trust and received a substitute trustee's deed. The Bank later discovered that the property description in both Williams's deed and the purchase money deed of trust contained errors.

¶ 2. US Bank filed for a declaratory judgment and reformation of its deed of trust to correspond with the corrected description contained in Williams's deed, and thus allow it to proceed with foreclosure. The Pearl River County Chancery Court granted summary judgment to US Bank, and…