Harleysville Insurance Companies v. Garitta

The opinion of the Court was delivered by

VERNIERO, J.

This is a declaratory judgment action. Plaintiff insurer seeks a declaration that the homeowner’s policy purchased by the insured does not provide liability coverage for certain conduct of the insured’s son, also an insured person under the policy. Specifically, the son stabbed a third party during an altercation on the insured premises, and the victim died. The trial court granted summary judgment in favor of the insurer, concluding that the son’s actions fell within the policy’s provision excluding coverage for “ ‘bodily injury’ ...…