Amberleigh HUDSON v. GEICO INSURANCE AGENCY, INC., D/B/A GEICO General Insurance Company

I am in full agreement with, and heartily join, the conclusion reached by the majority in this case.1 At the same time, however, I am constrained to express my belief that this Court, and other courts, have struggled to determine whether the facts of each case, including the one before us, fit or can be forced to fit within the four prongs first found to be “persua[sive]” in General Accident Insurance Co. of America v. Olivier, 574 A.2d 1240, 1241 (R.I. 1990). In my opinion, such exercises take on a life of their own and should be abandoned in favor of a simpler approach.

It cannot be gainsaid…