Muxlow v. Auto Club Ins. Ass'n

I concur in the result. This state of affairs allows fraud to be perpetrated upon the people of this state by incompetent drivers in wholesale quantities. An uninsurable driver (i.e., a menace on the highways) can purchase a motor vehicle and arrange to have someone else who seldom, if ever, drives it place the insurance in his or her own name. The net result is that the owner/driver can proceed to endanger the public with impunity while the public is without the complete protection of the law.

*821As Allstate Ins Co v DAIIE, 142 Mich App 436; 369 NW2d 908 (1985), implies, this directly…