Cathcart v. State Farm Mutual Automobile Insurance Company

KITE, Justice.

[¶ 1] Carly Mesa Cathcart 1 was the driver of an automobile involved in a one car rollover. The automobile belonged to her grandparents and was insured by State Farm Mutual Automobile Insurance Company (State Farm). Following the accident, State Farm paid Ms. Cathcart $75,000 under the uninsured motorist coverage provision of the policy to settle her claims.

[¶ 2] Nearly four years later, Ms. Cath-cart filed breach of contract and first party bad faith claims against State Farm for its actions and inactions in negotiating the settlement with her following the accident. The…