D'Agostino v. Comenity Capital Bank

1 WO 2 3 4 5 6 IN THE UNITED STATES DISTRICT COURT 7 FOR THE DISTRICT OF ARIZONA 8 Daniel D’Agostino, ) No. CV-24-00728-PHX-SPL ) 9 ) 10 Plaintiff, ) ORDER vs. ) ) 11 ) Comenity Capital Bank, et al., ) 12 ) 13 Defendants. ) ) 14 ) 15 Before the Court is Defendants Midland Credit Management Incorporated and 16 Encore Capital Group Incorporated’s (“Defendants”) Motion to Dismiss (Doc. 40), 17 Plaintiff Daniel D’Agostino’s Response (Doc. 56), and Defendants’ Reply (Doc. 60). The 18 Court now rules as follows. 19 I. BACKGROUND 20 Plaintiff Daniel D’Agostino (“Plaintiff”), appearing pro se, brings…