Sperry v. Cook

(dissenting). — I think the statute exempts homesteads only for the debts of the home*300steader. It is true that section 3622, Revised Statutes 1899, denies an exemption “upon all causes of action existing at the time of the acquiring such homestead;” and that a cause of action is held to mean the inception of the obligation rather than when it falls due, such as the date of a note or making an account. [Farra v. Quigley, 57 Mo. 284; Lincoln v. Rowe, 64 Mo. 138; Titus v. Warren, 67 Vermont 242.] And this will apply to a contingent obligation such as that of a surety. [Berry v. Ewing, 91 Mo.…