In re: Arvind Kaur Sethi

FILED JUN 30 2014 1 NOT FOR PUBLICATION SUSAN M. SPRAUL, CLERK U.S. BKCY. APP. PANEL 2 OF THE NINTH CIRCUIT 3 UNITED STATES BANKRUPTCY APPELLATE PANEL 4 OF THE NINTH CIRCUIT 5 In re: ) BAP No. EC-13-1312-KuJuTa ) 6 ARVIND KAUR SETHI, ) Bk. No. 10-40553 ) 7 Debtor. ) Adv. No. 11-02273 ______________________________) 8 ) ARVIND KAUR SETHI, ) 9 ) Appellant, ) 10 ) v. ) MEMORANDUM* 11 ) WELLS FARGO BANK, NATIONAL ) 12 ASSOCIATION, ) ) 13 Appellee. ) ______________________________) 14 Argued and Submitted on May 15, 2014 15 at Sacramento, California 16 Filed – June 30, 2014 17 Appeal from the…