FARMERS INSURANCE CO., INC., and MID-CENTURY INSURANCE CO., Plaintiffs-Respondents v. ROBIN WILSON and DONALD BILLINGSLEY

Robin Wilson and Donald Billings-ley (“Claimants”) appeal the trial court’s denial of their motion for summary judgment and its grant of summary judgment in favor of Farmers Insurance Company, Inc., and Mid-Century Insurance Company (“Farmers” and “Mid-Century” individually, and “Insurance Companies” collectively). Claimants argue that the trial court misapplied the law because the provisions in the three insurance policies at issue were ambiguous, requiring that the policies’ liability limits be stacked. 1 Finding no merit in Claimants’ argument, we affirm.

Factual and Procedural Background 2

C…