American Family Mutual Insurance Co. v. Ward

789 S.W.2d 791 (1990)

AMERICAN FAMILY MUTUAL INSURANCE COMPANY, Respondent,

v.

Larry WARD, Karen Ward, and Kenneth Rauscher, Appellants.

No. 71998.

Supreme Court of Missouri, En Banc.

May 15, 1990.

James P. Leonard St. Louis, for appellants.

Joseph L. Leritz, Richard C. Homire and Edward Roth, St. Louis, for respondent.

Michael A. Dallmeyer, Jefferson City, for amicus curiae.

HOLSTEIN, Judge.

This is an appeal from a declaratory judgment. The trial court determined that a family exclusion clause in an automobile liability insurance policy relieved the insurer of any obligation to defend or pay a claim…