N.N. ex rel. Donovan v. Moraine Mutual Insurance

The issue in this case is whether the facts indicate that the insured's acts were intentional and, therefore, the granting of the motion for summary judgment was appropriate as to holding there was no homeowner's insurance coverage.1 The circuit court answered this in the affirmative, and the court of appeals reversed.2

We hold that the insured's plea of guilty to the crime of sexual abuse removed him from coverage under his homeowner's policy of insurance which specifically excluded harm caused by his intentional acts.3

John Metz, the defendant in the criminal action, was charged with first…