Florida Insurance Guaranty Association, Inc. v. Mendoza and Llanes

Florida Insurance Guaranty Association, Inc. (“FIGA”) appeals a trial court order that substituted FIGA for an insolvent insurer in a first-party lawsuit that was pending at the time the insurer was declared insolvent. We affirm because the trial court’s order reflected what had been accomplished statutorily upon FIGA’s appointment as the insolvent insurer’s guarantor.

I. Facts

In 2005, Hurricane Wilma damaged Ap-pellee Erena Mendoza’s (“Mendoza”) 1 home in Opa Locka. At the time of the loss, Mendoza had a policy of homeowner’s insurance with First Home Insurance Company (“First Home”).

While…