Allstate Insurance Co. v. Adrabi

WELLS, Chief Judge.

Allstate Insurance Company appeals from a final judgment requiring it to cover $32,000 in damages sustained by Jonathan Adrabi under the uninsured motorist (“UM”) provisions of Adrabi’s Allstate policy. Because Adrabi’s injuries did not arise out of the ownership, maintenance or use of an uninsured vehicle, we conclude that his injuries were not compensable under the UM coverage delineated in the policy at issue and reverse the judgment.

In August 2000, Adrabi was the victim of a carjacking during which he was substantially injured. On the night in question, Adrabi was…