BASELINE FINANCIAL SERVICES v. Madison

OPINION

DOWNIE, Judge.

¶ 1 Baseline Financial Services (“Baseline”) appeals from the grant of summary judgment to Ruth Madison on statute of limitations grounds. We hold that the breach of contract claim at issue accrued when Baseline’s predecessor in interest repossessed Madison’s vehicle under an installment sales contract with an optional acceleration clause, not on an earlier date when Madison’s debt was written off as uncollectible. We therefore reverse the judgment of the superior court and remand for further appropriate proceedings.

FACTS AND PROCEDURAL HISTORY

¶ 2 Madison purchased a 2000…