In re Michelle Davis-Peters; In re Gordon J. Woods

UNITED STATES BANKRUPTCY COURT NORTHERN DISTRICT OF ILLINOIS EASTERN DIVISION In re MICHELLE DAVIS-PETERS, ) Chapter 13 ) Debtor. ) Case No. 24-09311 ) In re GORDON J. WOODS, ) Chapter 13 ) Debtor. ) Case No. 24-14211 ) ) Judge Deborah L. Thorne MEMORANDUM OPINION Gordon Woods and Michelle Davis-Peters are both chapter 13 debtors who have objected to the claims filed by their mortgage servicers for “projected escrow shortages.” Each claim that the escrow shortage claims are not prepetition claims and therefore should be disallowed. The court must decide whether these projected escrow…