Romanych v. Liverpool & London & Globe Insurance

The plaintiffs sue in this action at law for a sum of money under an insurance policy issued by the defendant on January 13, 1956 for one year. The plaintiffs are the owner and mortgagee, respectively, of about 135 acres of land and buildings at Long Lake, New York. The policy in question contained a mortgagee clause payable to Joseph Zabaw-ski, plaintiff.

In July, 1954 the plaintiff, Michael Romanych, was the sole owner of the premises and Joseph Zabawski was the sole mort*270gagee. At the time, the plaintiff, Michael Eomanych, made a contract in writing with one Boland Austin and Jennie Austin,…