Boyd v. United Farm Mutual Reinsurance Co.

Plaintiffs brought suit to recover damages under a policy of crop hail insurance issued by the defendant. Plaintiffs sought damages for the yield reduction resulting from hail damage to a portion of their 1986 apple crop. Plaintiffs also sought statutory damages for defendant’s alleged bad-faith failure or refusal to settle plaintiffs’ insurance claim. The jury found for the plaintiffs on both claims. Defendant appeals. We affirm.

On May 15, 1986, a portion of plaintiffs’ apple crop in Union County, Illinois, was damaged by hail. Plaintiffs gave notice of hail damage to Kenneth Hight, an…