State Farm Mutual Automobile Insurance v. Fitzgerald

OPINION OF THE COURT

Hall, J.

On this appeal, we are asked to consider whether a police vehicle qualifies as a “motor vehicle,” as that term is used in a certain supplementary uninsured/underinsured motorist endorsement. For the reasons that follow, we conclude that it does.

The appellant, Patrick Fitzgerald, a police officer, was riding as a passenger in a New York City Police Department vehicle, which was driven by fellow officer Michael Knauss, when he was injured in an automobile accident. The police vehicle was involved in a collision with a vehicle that was underinsured. Fitzgerald…