Woodfill v. Shelter Mutual Insurance Co.

PARRISH, Chief Judge.

Shelter Mutual Insurance Co. (Shelter) appeals a summary judgment that held a certain policy of insurance issued by Shelter provided coverage for losses from the destruction of two buildings that collapsed as a result of accumulated rain, sleet and snow. The trial court found that the policy of insurance was ambiguous and granted summary judgment in favor of the insured. This court affirms.

Gladys Woodfill (plaintiff) owned real estate near Powell, Missouri. Her residence and other buildings were on the property. She obtained a “Farmowners Insurance Policy” from Shelter…