Mont v. Hardware Mutual Casualty Co.

This is an action of .contract in which the plaintiff seeks to recover under the terms of a policy of insurance for damage to the plaintiff’s vehicle arising out of an alleged collision of the plaintiff’s motor vehicle. The applicable portions of the policy are as follows:

“Part II — Physical Damage

Coverage H — Collision or Upset — (This Coverage is optional.) To pay for direct and accidental loss of or damage to the motor vehicle, hereinafter called loss, caused by collision of the motor vehicle with another object or by upset of the motor vehicle, but only for the amount of each such loss in…