Wasik v. Allstate Insurance

I. INTRODUCTION

After a fire destroyed his garage and its contents, plaintiff, Martin Wasik, made a claim under a homeowners insurance policy that defendant, Allstate Insurance Company, had issued to him. Claiming that plaintiffs stepson intentionally started the fire, defendant denied coverage. Plaintiff commenced this breach-of-contract action. The trial court denied plaintiffs motion for summary judgment and granted defendant’s motion for summary judgment. On appeal, plaintiff argues that, because he is an innocent insured, the acts of his stepson cannot be imputed to him to deny coverage.…