Allstate Insurance v. McGee

Shulman, Presiding Judge.

Defendant-insurer, Allstate Insurance Company (hereinafter “Allstate”), appeals from a verdict and judgment in favor of plaintiff-insured.

The pertinent facts are as follows: Plaintiff purchased a recreational insurance policy from Allstate insuring plaintiff against loss resulting from physical damage to his Stardust Cruiser boat up to an amount not to exceed a $15,000 actual cash value. It was plaintiffs contention that his boat was damaged in an ice and snowstorm. It was Allstate’s contention that any damage to the boat was the result of the gradual deterioration of…