Noe v. United States Fidelity and Guaranty Company

STOCKARD, Commissioner.

The issue here presented is whether an action may be maintained in the courts of this State under a Louisiana statute which gives a right of direct action by an injured person against a liability insurer for the damages he has sustained, irrespective of whether or not a judgment has been first obtained against the insured.

The Louisiana statute (La.Rev.Stat. 22:655), in its parts here material, provides that an “injured person * * * shall have a right of direct action against the insurer within the terms and limits of the policy; and such action may be brought against…