Herd v. American SEC. Ins. Co.

ORDER

NANETTE K. LAUGHREY, District Judge.

Plaintiffs John and Gloria Herd (the “Herds”) sued Defendant American Security Insurance Co. (“ASIC”) for failing to pay their claim under a forced-place insurance policy after fire destroyed their home. ASIC responds that the Herd’s already had insurance on their property; thus, there is no coverage under the ASIC policy. The parties have filed cross-motions for summary judgment [Docs. # 110 and # 134], which this Court now grants in favor of ASIC.

I. Factual Background

Many of these facts have already been stated in this Court’s previous summary…